Kusho ukuthini i-proof of reserves?

Uma usesha i-proof of reserves crypto exchange South Africa, umbuzo omkhulu uwukuthi umbiko ubonisa ini futhi yini ongayifakazeli. I-proof of reserves, noma i-PoR, ingabonisa ukuthi impahla ethile ibikhona kuma-wallet athile ngesikhathi esithile. Ukuhlola okuhle kudinga nokubheka ukuthi yiziphi izikweletu zamakhasimende ezihlanganisiwe, ukuthi ama-wallet alawulwa ngubani nokuthi umphumela wahlolwa kanjani.

I-PoR ayilingani nokuhlolwa okuphelele kwenkampani futhi ayiqinisekisi ukuthi i-exchange ayinazo izikweletu ezingabonisiwe. I-CoinGecko guide ichaza izinyathelo zokubheka ama-assets, ama-liabilities kanye nokuqinisekisa ibhalansi yomuntu nge-Merkle tree. Sebenzisa lawo magama njengohlu lokuhlola, hhayi njengophawu lokuthi inkundla iphephile ngokuphelele.

Bheka usuku kanye nesikhathi sesithombe

Umbiko we-PoR uthatha isithombe se-assets ngesikhathi esithile. Ngakho-ke bheka usuku, ihora uma linikeziwe, nokuthi umbiko uthinta nini ibhalansi yakho noma ama-wallet. Umbiko omdala ungase ungabonisi isimo samanje. Uma i-exchange inikeza izibuyekezo zanyanga zonke, qhathanisa izinsuku futhi ubone ukuthi ububanzi bezimpahla bushintshile yini phakathi kwemibiko.

Qaphela ukuthi isithombe sesikhathi esisodwa asibonisi ngempela ukuhamba kwemali phakathi kwezinsuku ezimbili. Umhlinzeki angaba nama-assets ngesikhathi sesithombe kodwa enze okunye ngemva kwalokho. Bheka ukuthi kunesitatimende esizimele yini, igama lomhloli, indlela yokusebenza kanye nemikhawulo echaziwe. Uma umbiko ungasho ububanzi noma umthombo wedatha, ungakwazi kuphela ukufinyelela iziphetho ezilinganiselwe.

Hlola ukuthi yiziphi izimpahla ezifakiwe

I-exchange ingafaka i-BTC, i-ETH nezinye izinhlobo ze-crypto kodwa ingashiyi ezinye ngaphandle. Bheka uhlu lwama-token nama-network ahlanganisiwe, bese uliqhathanisa nempahla oyisebenzisayo. Isilinganiso esingu-100% se-token eyodwa asisho ukuthi zonke izimpahla, ama-accounts noma ama-derivatives enkundla afakiwe embikweni.

Kubalulekile nokuthi impahla ifakwe kuphi. I-stablecoin eyodwa ingaba khona kuma-network amaningi, ngakho umbiko kufanele ucacise ukuthi yimaphi amakheli noma izindlela ezibalwayo. I-PoR engafaki ama-accounts athile noma izikweletu zenkampani ayikwazi ukuphendula yonke imibuzo mayelana nesimo sayo. Bhala ukuthi yini engaphakathi nobubanzi ngaphambi kokufunda isilinganiso noma isihloko esithi “1:1”.

Qinisekisa ukuthi i-wallet ingeyenkundla

Ikheli le-blockchain lingabonisa ibhalansi, kodwa lokhu kukodwa akufakazeli ukuthi i-exchange ilawula ukhiye walelo kheli. Umbiko kufanele uchaze indlela yokufakazela ukulawula, njengokusayina umyalezo, nokuthi umhloli uqinisekise ini. Uma ikhasi limane lifake isixhumanisi se-explorer ngaphandle kwencazelo yokulawula, qaphela ukuthi obani abanokufinyelela kule wallet.

Ukuhlolwa kwekheli kudinga ukuqhathanisa i-network, i-token contract kanye nesikhathi sokuthatha isithombe. Ikheli elingelona iqiniso noma i-token efana negama ingadida umsebenzisi. Vula izixhumanisi ezivela kusayithi elisemthethweni le-exchange, hhayi izixhumanisi ezithunyelwe umuntu ongaziwa. Ungalokothi uthumele imali ku-wallet ukuze “uqinisekise” ukuthi i-PoR isebenza.

I-Merkle tree nokuhlola ibhalansi

Amanye ama-exchange asebenzisa i-Merkle tree ukuze amakhasimende ahlole ukuthi ibhalansi yawo ifakiwe yini emthini wedatha. Ku-Luno, umhlahlandlela we-Proof of Reserves uchaza indlela yokuthola imininingwane nokuzihlolela. Landela imiyalelo esemthethweni esizeni noma ku-akhawunti yakho, futhi qinisekisa ukuthi usebenzisa umbiko wosuku olufanele.

Ukuqinisekisa ukuthi ibhalansi yakho ifakiwe akusho ukuthi bonke abanye abathengi bafakiwe noma ukuthi yonke inkampani inempahla eyanele kuzo zonke izibopho. Futhi qinisekisa ukuthi inani eliboniswe embikweni lihambisana nesikhathi sokuthathwa kwesithombe, ngoba ibhalansi yakho ingashintsha ngokuhweba noma ngokudlulisa. Uma ubufakazi bungasebenzi, sebenzisa ukwesekwa okuvulwa ku-app esemthethweni.

Ama-liabilities abalulekile njengama-reserves

Ama-reserves yizimpahla ezibanjwe, kodwa ukuzihlola ngaphandle kwama-liabilities kungashiya isithombe esingaphelele. Funa ukuthi umbiko uhlanganisa yini zonke izikweletu zamakhasimende ezifanele futhi ukuthi uzichaza kanjani izimali ezibolekiwe noma izimpahla ezithenjiswe komunye umuntu. Uma i-PoR ibala kuphela ama-wallet kodwa inganikezi indlela yokuqhathanisa nama-liabilities, isilinganiso sayo sinomkhawulo.

Bheka ukuthi ama-assets ne-liabilities zibalwa ngesikhathi esifanayo yini futhi ukuthi kunomhloli wangaphandle yini. Umbiko wokuvuma noma i-attestation ingaba ne-scope encane kunokuhlolwa kwezimali okuphelele. Lokhu akusho ukuthi umbiko awusizi; kusho ukuthi kufanele uqonde ukuthi ubonisa ini. Ungaguquli inombolo eyodwa ibe yisinqumo sokugcina ngokuthi inkundla ingakwazi ukukhokha zonke izikweletu.

Sebenzisa izixhumanisi ezisemthethweni eNingizimu Afrika

Uma usebenzisa i-exchange yaseNingizimu Afrika, vula ikhasi layo elisemthethweni le-trust, proof of reserves noma transparency. Qhathanisa umbiko wangempela, i-date, i-assets included, i-liabilities kanye negama lomhloli. I-Luno inekhasi elichaza i-PoR nokuzihlola; ezinye izinkundla zingashicilela imibhalo ngendlela ehlukile. Ungacabangi ukuthi indlela eyodwa noma umbiko womunye umhlinzeki usebenza kuwo wonke ama-exchange.

Qinisekisa ukuthi uxhumeke ku-domain efanele, futhi ungasebenzisi izikhangiso noma ama-akhawunti omphakathi njengomthombo owodwa. Uma kungekho umbiko wamanje, ungawutoliki lowo mehluko njengobufakazi bokuthi kukhona inkinga noma ukuthi konke kulungile. Bhala umbuzo othile bese uthumela isicelo ngesiteshi sokwesekwa esisemthethweni. Gwema izinsizakalo zangaphandle ezithi zizokwazi ukubuyisa ama-crypto uma ukhokha kusengaphambili.

Izinto i-PoR engakwazi ukuziphendula

I-PoR ayibonisi ngokuzenzakalela zonke izikweletu zomthetho, imali ebolekiwe, izibopho zezinkampani ezingaphansi noma isimo sokusebenza se-exchange. Ayikwazi ukuqinisekisa ukuthi inkundla ayisoze yamisa ukuhoxiswa. Ngisho nesithombe esiqinisekisiwe singaba nemikhawulo yesikhathi nobubanzi. Funda izexwayiso ezisemibikweni futhi uqaphele uma isihloko sokumaketha sisho okungaphezu kwalokho okushiwo yidokhumenti.

Futhi, i-PoR ayisona isiqinisekiso sokuthi i-crypto ihambisana nesidingo somuntu noma isimo sakhe sezezimali. Uma unquma ukusebenzisa i-exchange, cabanga ngokuthi ungayidingi yini ukugcina impahla yesikhathi eside lapho, indlela yokuvikela i-akhawunti kanye nendlela yokuhoxisa. Sebenzisa ukuqinisekiswa kwezinto ezimbili, password ehlukile kanye nezilungiselelo ze-anti-phishing uma zitholakala.

Hlola idokhumenti ngesinyathelo

Okokuqala thola umbiko wokugcina futhi ubhale usuku lwawo. Okwesibili qinisekisa ukuthi izimpahla nama-network ozisebenzisayo zifakiwe. Okwesithathu hlola ukuthi ama-wallet alawulwa yi-exchange futhi ama-liabilities afakwe kanjani. Okwesine, uma kunendlela ye-Merkle, sebenzisa izinyathelo ezisemthethweni ukuze uqinisekise ibhalansi yakho. Ekugcineni funda ububanzi nokukhishwa ngaphambi kokubona isilinganiso.

Uma noma yiluphi ulwazi lungatholakali, bhala ukuthi yini engekho kunokuba ucabangele ukuthi ilingana noziro. Imibiko ingahlukahluka ngendlela yokubika, ngakho qhathanisa imibhalo efanayo yesikhathi esifanayo. Uma idatha ibonakala ingahambisani, hlola ukuthi iyunithi, i-network, usuku noma i-token contract iyafana yini ngaphambi kokuyibiza ngokuthi iphutha.

Gcina imininingwane yakho iphephile

Abakhwabanisi bangase basebenzise ingxoxo ye-PoR ukuze bathumele ikhasi elingelona iqiniso noma bacela umuntu ukuthi axhume i-wallet. Ukuhlola umbiko akudingi ukwabelana nge-seed phrase noma private key. Ungafaki lawo magama kunoma iyiphi ifomu, futhi ungavumeli umuntu ongaziwa alawule isikrini sakho ukuze “aqinisekise” i-akhawunti.

Uma udinga ukuxhumana ne-exchange, qala ngohlelo lwayo olusemthethweni noma uthayiphe ikheli lesayithi ngokwakho. Ungakhokhi imali yokulungisa i-PoR kumuntu ku-WhatsApp noma ku-Telegram. Gcina izithombe noma imibiko ngaphandle kokufaka imininingwane yokungena. Ukuphepha kwe-wallet yakho kuncike ekulawuleni iziqinisekiso zakho, hhayi kuphela ekutheni i-exchange ishicilela umbiko.

Isiphetho: ubufakazi bunomkhawulo

I-PoR ingaba yithuluzi eliwusizo lokuhlola ama-wallet, ama-assets kanye nokuthi ibhalansi yakho ifakwe yini embikweni. Kodwa kufanele uhlale ubuza: usuku luni, yiziphi izimpahla ezifakiwe, ubani olawula ama-wallet, ama-liabilities abalwa kanjani, futhi yimiphi imikhawulo yomhloli? Ukuphendula le mibuzo kwenza isihloko esithi proof of reserves crypto exchange South Africa sibe ukuhlola okuqondile kunokuthembela esiqubulweni sokumaketha.

Sebenzisa amadokhumenti asemthethweni, hlola idatha ngokwakho lapho kungenzeka futhi ungathathi i-PoR njengesiqinisekiso se-solvency noma sokuphepha. Funda eminye imihlahlandlela ye-crypto ngesiZulu kanye ne-ikhasi lethu lokulawula ubungozi be-crypto. Lokhu okuqukethwe kufundisa indlela yokufunda umbiko; akukhuthazi ukuthenga, ukuthengisa noma ukubamba impahla ethile.

crypto risk management | Ezinye izihloko ku-cryptosigy